Author Archives: dave@cunixinsurance.com

They Suffer Least Who Suffer What They Choose

The song is American Gothic.  The artist, David Ackles.  I remember where I was when I first heard an odd song about an unsuccessful farmer and his less-than-faithful spouse.  The payoff was the last line, “They suffer least who suffer … Continue reading

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Hedge Fund Maneuvers In The Dark

There always has to be someone at the bottom.  There really is a group that is less trusted than insurance companies, less popular than Congress.   The winners of the “who is our least favorite / least trusted” are the owners … Continue reading

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Step Away From The Wallet

The commercial was scary.  There were children, CHILDREN, and old people, OLD PEOPLE, facing the possibility of being deprived access to needed health care!  Why?  Insurance companies and Congress are trying to solve the Surprise Medical Billing problem by denying … Continue reading

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The Rest Of The Country

According to the US Census Bureau, 97% of our country’s land mass is considered rural.  80% of us occupy only 3% of our land.  Neither the national news nor the national political candidates spend a lot of time talking about … Continue reading

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A Reasonable Concern

It happened again this week.  A couple came in to ask an important question. “Is it safe for us to retire?”  My answer, as always, was a resounding “Maybe”.  This shouldn’t be so difficult.  The Patient Protection and Affordable Care … Continue reading

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Two Wrongs Don’t Make A Right

The answer to the cynical exploitation of a large segment of the American population isn’t to cynically exploit the same people and others by weaponizing fear and undeliverable promises to assure a different electoral outcome.  Sure it is tempting.  For … Continue reading

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The Word For Today Is SURPRISE

Surprise, Americans really do care about health care.  Surprise, repealing the Patient Protection and Affordable Care Act (Obamacare) is no longer good enough, especially when you don’t have a replacement plan.  And Surprise, there are a whole lot of Republican … Continue reading

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Practicing What I Preach

It was a Monday morning, a few weeks ago, and I was interviewing a new oncologist. Yes, interviewing because he was applying for a job, a really important job. My clients have heard me say this before. You are in … Continue reading

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What Happens If You Destroy Plan B?

There is a great freedom to taking a “risk-free” risk.  One example that comes to mind is the high school student that creates a business.  His parents are his main support.  Everyone wins if the new business takes off.  And … Continue reading

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Cynicism Taken To Its Illogical Extreme

Befuddled In Iowa Senator Charles Grassley (R-IA) was confused.  As this video shows, he was conducting a town hall meeting when one of his constituents noted that her life was dependent upon the Patient Protection and Affordable Care Act (Obamacare).  … Continue reading

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