Author Archives: dave@cunixinsurance.com

What If You, G-d Forbid, Use Your G-d Forbid Insurance?

  The guy on the phone (a CPA!) wanted my opinion about a health insurance policy.  I’m not his agent and I wasn’t the first agent he called after buying this policy Friday from an out-of-state salesperson.  Steve (name changed) … Continue reading

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The Fifth Risk

One way to describe The Fifth Risk is “as the danger a society runs when it falls into the habit of responding to long-term risks with short term solutions.”* I am sitting on a beach in Riviera Maya, a lovely … Continue reading

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One Step Forward

  My last blog post, Just Another Boring Week In Washington DC, reviewed my annual trip to Washington to discuss health insurance issues with our elected representatives and their staffs.  Health insurance agents have both a real understanding of how … Continue reading

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Just Another Boring Week In Washington DC

It was just another boring week in Washington DC.  Nothing going on.  True, the president’s former attorney and fixer, Michael Cohen, was staying at the same hotel as we were.  We happened upon the hearings while we were walking through … Continue reading

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Health Care Down Under

“Here’s an example of the mindset we have here that is second to none: It’s called the TAC – the Transport Accident Commission. Put simply, each of us pays a very small tax each pay check on a sliding scale … Continue reading

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The Tenth Blogiversary of Health Insurance Issues With Dave

Point of Personal Privilege – This post, the 266th, marks the tenth anniversary of Health Insurance Issues With Dave.  I could not have achieved this milestone without you, the readers.  My one year anniversary post thanked Brad Kleinman and David … Continue reading

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We Need Water

Ten days in the desert. Dry. Dirty. Thirsty. Very, very thirsty. And there, on a make-shift table, is a pitcher containing a liquid. Some people would simply drink the liquid, no questions asked. Some people might first try to make … Continue reading

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Baby Steps

Health Care Reality – You don’t have any privacy and there really isn’t any such thing as transparency. Your mail boxes are littered with privacy notices from your doctor, your insurance agent, and every enterprise that you have ever done … Continue reading

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He Doesn’t Give A Damn

I was lamenting Friday night’s court decision in Texas.  Across from me was a doctor, a really smart guy, who was not displeased.  Upon prodding he finally agreed that many people, perhaps millions of Americans, might have reason to be … Continue reading

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Beating The System

Open Enrollment season is coming to a close. The big challenge in Ohio is to pick the health insurance plan that will give you access to the doctors and hospitals you would want to utilize if you get sick or … Continue reading

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