Author Archives: dave@cunixinsurance.com

Practicing What I Preach

It was a Monday morning, a few weeks ago, and I was interviewing a new oncologist. Yes, interviewing because he was applying for a job, a really important job. My clients have heard me say this before. You are in … Continue reading

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What Happens If You Destroy Plan B?

There is a great freedom to taking a “risk-free” risk.  One example that comes to mind is the high school student that creates a business.  His parents are his main support.  Everyone wins if the new business takes off.  And … Continue reading

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Cynicism Taken To Its Illogical Extreme

Befuddled In Iowa Senator Charles Grassley (R-IA) was confused.  As this video shows, he was conducting a town hall meeting when one of his constituents noted that her life was dependent upon the Patient Protection and Affordable Care Act (Obamacare).  … Continue reading

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What If You, G-d Forbid, Use Your G-d Forbid Insurance?

  The guy on the phone (a CPA!) wanted my opinion about a health insurance policy.  I’m not his agent and I wasn’t the first agent he called after buying this policy Friday from an out-of-state salesperson.  Steve (name changed) … Continue reading

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The Fifth Risk

One way to describe The Fifth Risk is “as the danger a society runs when it falls into the habit of responding to long-term risks with short term solutions.”* I am sitting on a beach in Riviera Maya, a lovely … Continue reading

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One Step Forward

  My last blog post, Just Another Boring Week In Washington DC, reviewed my annual trip to Washington to discuss health insurance issues with our elected representatives and their staffs.  Health insurance agents have both a real understanding of how … Continue reading

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Just Another Boring Week In Washington DC

It was just another boring week in Washington DC.  Nothing going on.  True, the president’s former attorney and fixer, Michael Cohen, was staying at the same hotel as we were.  We happened upon the hearings while we were walking through … Continue reading

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Health Care Down Under

“Here’s an example of the mindset we have here that is second to none: It’s called the TAC – the Transport Accident Commission. Put simply, each of us pays a very small tax each pay check on a sliding scale … Continue reading

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The Tenth Blogiversary of Health Insurance Issues With Dave

Point of Personal Privilege – This post, the 266th, marks the tenth anniversary of Health Insurance Issues With Dave.  I could not have achieved this milestone without you, the readers.  My one year anniversary post thanked Brad Kleinman and David … Continue reading

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We Need Water

Ten days in the desert. Dry. Dirty. Thirsty. Very, very thirsty. And there, on a make-shift table, is a pitcher containing a liquid. Some people would simply drink the liquid, no questions asked. Some people might first try to make … Continue reading

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