Author Archives: dave@cunixinsurance.com

First Aid

How big a Band-Aid do you need if you are attacked with a machete?  Today’s volunteer paramedics are Ohio House of Representatives Randi Clites (D-75) and Jeffrey Crossman (D-15).  Their bandage is the recently introduced 89 page House Bill 390.  … Continue reading

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I Got My Card!

It is no secret that I will turn 65 in February. My daily mail, the phone calls, and the pop-ups on Facebook are proof that my 65th birthday is eagerly anticipated by a whole host of marketers. And yet, we … Continue reading

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The Important News Was On Page 22

  The front page of today’s Plain Dealer featured stories about algae, UAW workers second guessing their recent strike, and lead safety rules for child care centers.  Other stories were teased at the very top and bottom of the page.  … Continue reading

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Open Enrollment 2019

The leaves are changing.  It’s Open Enrollment Season, or as the Trump Administration calls it, “Weekend at Bernie’s”. Medicare Open Enrollment is from October 15th to December 7th.  The compressed under age 65 Open Enrollment is now November 1st to … Continue reading

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They Suffer Least Who Suffer What They Choose

The song is American Gothic.  The artist, David Ackles.  I remember where I was when I first heard an odd song about an unsuccessful farmer and his less-than-faithful spouse.  The payoff was the last line, “They suffer least who suffer … Continue reading

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Hedge Fund Maneuvers In The Dark

There always has to be someone at the bottom.  There really is a group that is less trusted than insurance companies, less popular than Congress.   The winners of the “who is our least favorite / least trusted” are the owners … Continue reading

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Step Away From The Wallet

The commercial was scary.  There were children, CHILDREN, and old people, OLD PEOPLE, facing the possibility of being deprived access to needed health care!  Why?  Insurance companies and Congress are trying to solve the Surprise Medical Billing problem by denying … Continue reading

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The Rest Of The Country

According to the US Census Bureau, 97% of our country’s land mass is considered rural.  80% of us occupy only 3% of our land.  Neither the national news nor the national political candidates spend a lot of time talking about … Continue reading

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A Reasonable Concern

It happened again this week.  A couple came in to ask an important question. “Is it safe for us to retire?”  My answer, as always, was a resounding “Maybe”.  This shouldn’t be so difficult.  The Patient Protection and Affordable Care … Continue reading

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Two Wrongs Don’t Make A Right

The answer to the cynical exploitation of a large segment of the American population isn’t to cynically exploit the same people and others by weaponizing fear and undeliverable promises to assure a different electoral outcome.  Sure it is tempting.  For … Continue reading

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