Author Archives: dave@cunixinsurance.com

Running The Omnibus Off The Cliff

Even by Congressional standards, the Omnibus legislation passed by Congress last week was massive.  The Consolidated Appropriations Act of 2021 is 5593 pages.  It includes the long-awaited COVID relief, the continued funding of the federal government, and the other spending … Continue reading

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Who Is Selling Your Name?

I received a surprising call last week.  A Cleveland Clinic nurse called me to discuss Medicare options for her and her husband.  This was surprising because the Cleveland Clinic provides excellent coverage for its employees.  She told me that she … Continue reading

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What’s At Stake

Today, November 1, 2020, is the first day of Open Enrollment for individuals and families who are under age 65 and purchase their own health insurance.  Over the last two weeks I’ve sent emails or hand-written notes to my clients … Continue reading

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Mitch Could Save Your Access To Health Care

Your Congressman, your insurance agent, and both of the major party candidates for president have something in common.  We all sound as if we are talking about your health.  The subject is a part of the non-stop political commercials flooding … Continue reading

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When Failure Is Not An Option

I completed both the Sudoku and the crossword puzzle from today’s newspaper.  I tackle these puzzles each day at breakfast and finish them, if I have a chance, later in the day.  The puzzles become more successfully challenging as the … Continue reading

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Assessing The Risk

The Merriam-Webster definition of insurance is: …coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril The steps are always the same whether we are talking about life or car … Continue reading

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Trump Draws A Lucky Ten

The Supreme Court gave the Trump administration a gift this week.  The Court ordered oral arguments for the Trump-backed Texas Lawsuit to begin on November 10, 2020, one week AFTER the election.  This allows Donald Trump to claim to be … Continue reading

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Special Delivery

A recent study led by Stacie Dusetzina, PhD, published in Health Affairs, found that Medicare Part D (Rx) plans encouraged the use of generic medications over the name brand drug.  The senior citizen pays significantly less for the generic equivalent.  And the best deals … Continue reading

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Just Politics?

Otto von Bismarck is credited with “Politics is the art of the possible, the attainable — the art of the next best”.  The goal is not to posture and make noise.  The goal is to govern and get things done.  … Continue reading

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Picking Your Battles

Senator Claire McCaskill (D-MO) knew that she was going to have a tough reelection race.  It was 2012 and Missouri had taken a turn to the right.  Mitt Romney was going to beat President Obama.  The key would be to … Continue reading

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