Isn’t That Convenient?

The client was adamant. He didn’t want birth control covered and he didn’t want abortion. And because he had over fifty employees and because the year was 1991, I could get his group health insurance policy issued to his specifications. Was this a decision based upon his values and personal religious beliefs? Not hardly. The elimination of these benefits reduced his premium. He was not concerned about the needs of his female employees. The spouses and children of his male employees were not his problem. His daughter-in-laws could afford birth control pills and his granddaughters were still in elementary school.

If that same conversation were held today, his request would be couched with religious overtones. But truth be told, he would have pretended to have been Catholic if it would have saved him 2%.

The Sunday Plain Dealer had a half dozen letters to the editor about the recent lawsuit. A group of forty-three Catholic organizations including the archdioceses of New York and Washington, the University of Notre Dame and Catholic University of America, are suing to block requirements of the Patient Protection and Affordable Care Act to provide birth control, IUD’s, and the morning after pill. The letters feature Catholics defining Catholicism, Catholics attacking anyone out of step with the current Pope, and Catholics clarifying their belief that theirs is the only true version of Christianity.

As a non-Catholic, non-Christian, I have the opportunity to observe what appears to be a lot of heat, but very little light.

The fun part of this is that the PPACA does not guarantee these benefits, just the fight.

Free Preventive Care, no copays, deductibles, or coinsurance, is a key element of the Patient Protection and Affordable Care Act. It is the Obama administration and Kathleen Sebelius, the Secretary of Health and Human Services, who chose to define birth control pills, IUD’s, and the morning after pill as part of Preventive Care. That was a deliberate choice.

But when it comes to the PPACA, almost everyone is pro-choice. The Democrats chose to ignore the parts they don’t like. Republicans choose to ignore the parts that they once endorsed or created.

Are there people truly offended by the birth control provision or the individual mandate? Of course. But like my client of twenty years ago, much of this appears to be convenient agitation. They don’t want to implement the program and this is the excuse du jour. There are costs involved with any improvement in access to care or treatment. In our system, it will be the employers who will bear that burden. There are also some Americans who will disagree with this President no matter what. Some of those people are now, for the first times in their lives, rooting for Notre Dame.

Will the Supreme Court drop-kick the individual mandate? Will the Catholic Church have its day in court? Your guess is as good as mine.

I still contend that none of this really matters.

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4 Responses to Isn’t That Convenient?

  1. dave@cunixinsurance.com says:

    From our favorite attorney:

    Noah Namesplease says:
    May 29, 2012 at 3:07 am (Edit)
    This Says It All

    http://www.youtube.com/watch?v=g3S_k1dRbXY

    Reply

  2. Cathy Cichowski says:

    What Obamacare (PPACA) conveniently tried to bury is that Non-Grandfathered health care plans certainly CAN charge a co-pay for birth control if the patient gets a brand when there is a generic equivalent available. You really have to dig deep and look closely to find this, but it is there: http://www.healthcare.gov/news/factsheets/2011/08/womensprevention08012011a.html
    Under the heading “New Comprehensive Coverage for Women’s Preventive Care”, last paragraph: “In addition, the rules governing coverage of preventive services, which allow plans to use reasonable medical management to help define the nature of the covered service, also apply to women’s preventive services. Plans will retain the flexibility to control costs and promote efficient delivery of care by, for example, continuing to charge cost sharing for branded drugs if a generic version is available and just as effective and safe.” Imagine how many woment with a drug card are going to be surprised when they go pick up their birth control pills and are asked for their co-pay! But again, this is what the Obama Administration does best… camouflaging the truth.

  3. dave@cunixinsurance.com says:

    Thank you, Cathy. There are plenty of details that are just now coming to light.

  4. Pingback: Corporations Are People (When It’s Convenient) |

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